PC Home Loans- purchase and refinance loans-california

PC Home Loans

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Current Prime Rate is 3.25%

30 year Conforming fixed 4.7% 1 pt on a 45 day lock. APR 4.65%

20 year fixed conforming 4.25% 1 point 45 day lock 4.63% APR

15 year fixed conforming 3.75% 0 points 45 day lock 3.86% APR

NEW PRODUCT DU REFI PLUS ALLOWS UP TO 105% on Refinances without M.I. If you currently do not have M.I. Under 5% on 30 year fixed programs available.

Super/Conforming 2010/2011 Limit is 625,500 in Santa Cruz County. Check the link for your county limits

http://www.fhfa.gov/GetFile.aspx?FileID=134

Super/Conforming aka:High Balance Conforming rate 4.875% 0 points 4.965% APR

Equity Lines at starting at 4.5%

New loan modification programs outlined by FDIC http://www.fdic.gov/consumers/loans/loanmod/index.html

Based on rates as 07/29/11

Todays rates may differ

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PC Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. With Branches in Santa Cruz and San Diego Counties we have you covered throughout California.

	Patti Coulter - Mortgage Broker

Contact PC Home Loans to find out more about the products and services we can provide.